Benefits

Our Car Loans come with some great benefits.

Variable and lump sum repayments
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. Want to calculate how much you could save by making extra repayments? Use our repayment calculator. ^

Early repayment without penalty
The earlier you pay off your loan the more money you save in interest charges. Some institutions charge a fee to help recover their lost interest. However, we don't charge for this service. ^

Loan repayment insurance available
Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance. ^

Motor insurance available
If you take out a car loan with us, you will be required to have the vehicle comprehensivley insured. We offer an online quote facility which you can use prior to purchase to make the loan process more efficient. Learn more about our Car Insurance. ^

Automatic repayments (salary / account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or telephone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees. ^

Personalised Application Process
Submitting a loan application couldn't be simpler. You can apply online today and within 24-48 hours we will contact you for a loan interview at our branch. ^

Apply

Apply using our simple online Car Loan application form.


Learn More

  • Read the answers to FAQs about a Credit Union Car Loan.
  • Use our simple loan calculator to work out what loan is right for you.