Key Features

Our Personal Loan offers you a great ongoing variable interest rate, low monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your loan as you choose.

We have listed the key features of our Personal Loans below.

Key Features Unsecured Personal
Loan		 Secured Personal Loan
Interest rate
Minimum amount $500 $500
Maximum amount $50,000 $50,000
Loan period Up to 7 years Up to 7 years
Repayments Monthly
Fortnightly
Weekly 		Monthly
Fortnightly
Weekly
Interest charges Calculated daily, Charged monthly Calculated daily, Charged monthly
Application Fee $100 $150
Variable and lump sum repayments Yes Yes
Early repayment without penalty Yes Yes
Redraw facility No No
Loan repayment insurance available Yes Yes
Auto repayments (salary / account) Yes Yes
Loan interview required Yes Yes

Need a loan for a different amount or term?

Please contact our member services staff who will be happy to discuss your needs with you.

Apply

Apply using our simple online Personal Loan application form.



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