The Credit Union offers a variety of home loan options for you to choose from; whether your buying a first home, an investment property, planning to renovate or extend or looking to refinance an existing loan, there is a home loan to suit your needs. Review and compare our home loans:
With the Credit Union's fixed interest rate home loan, the interest rate is fixed for a term that you choose, either one, three or five years protecting yourself against possible future interest rate rises.
With a variable rate loan, the interest rate you pay changes according to the financial markets. It offers you considerable flexibility - you are not locked in to a fixed rate term and you can increase your regular repayments or deposit a lump sum whenever you choose.You can payout your loan at any time with no penalties or charges. ^
With a split rate home loan, you are able to have the best of both a fixed rate home loan and a variable rate home in one loan. The split cost home loan enables you to have a proportion of your loan at a fixed rate, while still allowing you the convenience of making extra repayments off the variable rate proportion of your home loan. ^
NB: If you are buying your first home, we can also help you to apply and receive the First Home Owners Grant.
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Decided which loan is right for you?
Apply using our simple online home loan application form or by making an appointment with any of our home loan professionals.
Learn More
Read the list of key features of our home loans.
Use our loan calculator to work out which loan is right for you.
